Savings & InvestmentSave & invest your money with CredPal.Credit BuilderBuild your credit to a perfect score

Grow your business with CredPal Pay

Join several fast-growing businesses and watch your sales grow by over 32%

Join several fast-growing businesses and watch your sales increase by over 32%

THE CREDPAL ADVANTAGE

Increase conversion for your business

Expand your payment options to include CredPal Pay. This way, your customers no longer abandon cart. You get full payment at the point of sale, while customers pay us later. It's a win-win for all.

70k+


Active Shoppers

Expand your reach with CredPal Pay to active shoppers looking for the best deals and new products to buy from you.

32%+


Increased Sales

With CredPal Pay customers transacting daily from their favourite merchants, you're sure to get a significant boost in revenue.

100%


Full Payments

Whether it's online or offline shopping, you're guaranteed full payment on all CredPal buy now pay later purchases.

1M+


Business Credit

As a CredPal merchant, you are qualified for a business credit up to 1 million Naira to increase the cash flow of your business.

CredPal Trending Merchants

We have the best merchants across all categories for a complete shopping experience.

Hard Rock Cafè
Hard Rock Cafè
Restaurant
Just Used
Just Used
Gadgets
Okayfones
Okayfones
Gadgets
Ogabassey
Ogabassey
Gadgets
Sales366
Sales366
Gadgets
Dreamworks
Dreamworks
Gadgets
Slot
Slot
Gadgets
Casper
Casper
Gadgets

Easy front-end checkout integration

Use a few lines of javascript code or one of our ecommerce platform plugins.

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OUR BENEFITS

More benefits with CredPal Pay

There's more in stock for you beyond what we've already shared.

01.


Quick onboarding

Become a CredPal merchant in less than 24 hours and enjoy a seamless merchant experience.

02.


Business exposure

Gain access to CredPal's existing customer base upon sign-up as a merchant.

03.


Real-time dashboard

Gain access to a standard merchant dashboard and keep track of all orders in your store.

04.


Fraud detection

Detect suspicious purchases when they happen before any damage is done.

05.


Increased sales

Customers with insufficient funds have more purchasing power with a CredPal card.

06.


1 million Naira business credit

We give you the capital you need to grow and build your business into a profit-making venture.

07.


Payment cards for employees

Generate virtual CredPal cards for all your employees for seamless transactions.

08.


Seamless processing

All orders are approved within 24 hours.


CredPal financial services are offered by Dawakin Kudu Microfinance Bank Bank, fully licensed and regulated by the Central bank of Nigeria. CredPal offers innovative financial solutions including investments and credit services. Our credit solution allows businesses and individuals to buy anything and pay for it in installments across online and offline Merchants by providing them with instant access to credit at the point of checkout.

Merchants Onboarding

Once a Merchant partners with CredPal to accept and use our services, CredPal will onboard the Merchant on its platform by having the Merchant register or by registering the Merchant on a dedicated platform. CredPal may list the Merchant’s business on the CredPal mobile application and/or website (“Marketplace”), such that CredPal’s users or the Merchant’s patrons are able to pay for goods and services using credit advanced by CredPal.

Equality with Merchant Sales Channels

The Merchant will ensure that there is equality between the offerings (e.g. listing price and other terms including but not limited to discounts, minimum price, warranties, return and refund policies, after-sales service, etc., regarding the sale of the same Merchant's products and services) by the Merchant on other e-commerce platform and offerings on Marketplace.

Merchant's Use of the Marketplace

The Merchant shall maintain the security of Merchant log-in credentials to the Marketplace. The Merchant is responsible for any expense, loss, or liability caused by the loss or breach of those credentials.

The Merchant shall not use the Marketplace to abuse the Services or in a manner that would be detrimental to the function of the Marketplace or to other Merchant's use of the Marketplace.

Independent Service Provider

CredPal is providing the Services on an independent service provider basis. CredPal does not endorse, have control or assume the liability for the products or services that are paid for with the Services.


Join CredPal today

Download the CredPal app and join millions of satisfied customers who are already using CredPal to access credit, make payments, invest & many more!

CredPal is a revolutionary credit solution geared towards providing seamless credit access for businesses and individuals across developing economies.


CredPal financial services are offered by Dawakin Kudu Microfinance Bank Ltd, fully licensed and regulated by the Central bank of Nigeria. CredPal offers innovative financial solutions including payment, savings and credit services. Our credit solution allows businesses and individuals to buy anything and pay for it in instalments across online and offline Merchants by providing them with instant access to credit at the point of checkout.


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